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Workers compensation insurance explained
Unfamiliar with workers compensation insurance? Learn the basics of workers comp, what it is, and why you may need it.
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Small business coverage by industry
Iworkerscomp serves a variety of small businesses, from construction and manufacturing companies to small retail shops and cleaning companies
Barbershop professionals — including barbers, hairdressers, and cosmetologists — could be easily injured at the workplace. Due to this, most small business with employees are required to have workers’ compensation coverage. Workers’ comp helps cover medical fees and lost wages for work-related injuries.
Workers’ compensation insurance helps protect contractors, carpenters, roofers, electricians, deck builders, siding installers, and other construction workers by providing medical, disability, survivor, burial, and rehabilitation benefits to those who are injured or killed due to a work-related injury.
Workers’ compensation insurance is required for most small manufacturing businesses, including printers, publishers, textile manufacturers, furniture makers, food manufacturers, candle makers, leather workers, furniture makers, drapery and pillow manufacturers, toy makers, and paper makers.
Small auto repair shops are often overcharged when it comes to workers’ compensation insurance. Although auto repair technicians work with heavy machinery and dangerous chemicals, they also suffer from injuries like cuts, debris in eyes, overexertion, and back injuries.
Any business that provides vehicle washing or auto detailing services should have appropriate workers’ compensation insurance.
Today, customers shape the shopping experience. Small batch goods, locally-designed clothing, digital merchandising, and engaging social feeds continue to redesign how business is done. Consumers expect a high quality product and shopping experience, and at Iworkerscomp we believe retail shop owners expect the same from their partners and service providers.
The value of a beautiful landscape and finely-manicured lawn is not only aesthetic. It also increases property value, welcomes visitors, and reduces stress — especially for those who hire a skilled landscaping company.
Small businesses landscapers offer diverse services from sodding lawns and controlling weeds to installing xeriscapes and designing water features.
Patients expect to receive the best in care and to be treated by knowledgeable, highly skilled professionals, and at Iworkerscomp, we believe that physicians, dentists, and healthcare business owners should expect the same from their partners and service providers
Restaurants, bars, bakeries, and catering businesses are just some of the small businesses that make up the growing food service industry. And within each of those businesses, new trends – from chef-driven local foods, small batch alcohols, and digital customer experiences – continue to reshape how business is done.
Consumers expect a high quality product and experience, and we believe restaurant and bar owners expect the same from their partners and service providers.
The cleaning industry is dominated by small to medium businesses. Establishing a residential or commercial cleaning company is an appealing proposition for small business entrepreneurs. The Bureau of Labor Statistics expects jobs for janitors and cleaners to grow by 10 percent over the next decade.
Design professionals — including architects and engineers — could be easily injured at the workplace. Due to this, most small business with employees are required to have workers’ compensation coverage. Workers’ comp helps cover medical fees and lost wages for work-related injuries.
Iworkerscomp serves a variety of small businesses, from construction and manufacturing companies to small retail shops and cleaning companies.
Barbershops
Construction
Manufacturers
Auto repair
Car wash
Retail
Landscaping
Healthcare
Restaurants, bars, caterers
Cleaning and janitorial
Architect firms
Office and administrative
Workers compensation insurance explained.
Unfamiliar with workers compensation insurance? Learn the basics of workers comp, what it is, and why you may need it.
Watch the video
States we serve
New York
New Jersey
Pennsylvania
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info@iworkerscomp.comBarbershops
Barbershop professionals — including barbers, hairdressers, and cosmetologists — could be easily injured at the workplace. Due to this, most small business with employees are required to have workers’ compensation coverage. Workers’ comp helps cover medical fees and lost wages for work-related injuries.
Construction
Workers’ compensation insurance helps protect contractors, carpenters, roofers, electricians, deck builders, siding installers, and other construction workers by providing medical, disability, survivor, burial, and rehabilitation benefits to those who are injured or killed due to a work-related injury.
Manufacturers
Workers’ compensation insurance is required for most small manufacturing businesses, including printers, publishers, textile manufacturers, furniture makers, food manufacturers, candle makers, leather workers, furniture makers, drapery and pillow manufacturers, toy makers, and paper makers.
Auto repair
Small auto repair shops are often overcharged when it comes to workers’ compensation insurance. Although auto repair technicians work with heavy machinery and dangerous chemicals, they also suffer from injuries like cuts, debris in eyes, overexertion, and back injuries.
Car wash
Any business that provides vehicle washing or auto detailing services should have appropriate workers’ compensation insurance.
Retail
Today, customers shape the shopping experience. Small batch goods, locally-designed clothing, digital merchandising, and engaging social feeds continue to redesign how business is done. Consumers expect a high quality product and shopping experience, and at Iworkerscomp we believe retail shop owners expect the same from their partners and service providers.
Landscaping
The value of a beautiful landscape and finely-manicured lawn is not only aesthetic. It also increases property value, welcomes visitors, and reduces stress — especially for those who hire a skilled landscaping company.
Healthcare
Patients expect to receive the best in care and to be treated by knowledgeable, highly skilled professionals, and at Iworkerscomp, we believe that physicians, dentists, and healthcare business owners should expect the same from their partners and service providers.
Restaurants, bars, caterers
Restaurants, bars, bakeries, and catering businesses are just some of the small businesses that make up the growing food service industry. And within each of those businesses, new trends – from chef-driven local foods, small batch alcohols, and digital customer experiences – continue to reshape how business is done.
Consumers expect a high quality product and experience, and we believe restaurant and bar owners expect the same from their partners and service providers.
Cleaning and janitorial
The cleaning industry is dominated by small to medium businesses. Establishing a residential or commercial cleaning company is an appealing proposition for small business entrepreneurs. The Bureau of Labor Statistics expects jobs for janitors and cleaners to grow by 10 percent over the next decade.
Architect firms
Design professionals — including architects and engineers — could be easily injured at the workplace. Due to this, most small business with employees are required to have workers’ compensation coverage. Workers’ comp helps cover medical fees and lost wages for work-related injuries.
Office and administrative
Iworkerscomp serves a variety of small businesses, from construction and manufacturing companies to small retail shops and cleaning companies.