What is workers' compensation?
Workers' compensation insurance, also known as workman's compensation, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness. In nearly all states, and with few exceptions, businesses are required by law to carry workers’ compensation insurance.
The problem with workers’ compensation today
Iworkerscomp is stable, innovate and reliable insurance broker.
Expensive
Approximately 80% of small businesses are overcharged for workers’ compensation insurance by up to 30%.
Time-consuming
Buying workers’ compensation online is virtually impossible. Getting quotes usually involves paperwork and delays.
Complicated
Insurance speak is no one’s friend—and you’re often left to navigate complex policies and procedures all on your own.
What’s covered by workers’ compensation insurance?
Illness or Injury
In case one of your team members becomes ill or is injured due to their work, workers’ compensation covers them for related medical care and economic losses.
Disability
Your team members are also covered for wage replacement associated with time off due to disabilities. The common level of wage replacement is 2/3 of your team member’s wages.
Death
If someone dies in a work-related incident, death benefits can be paid to their family. These benefits offer financial support when your employees’ families need it the most.
How much does workers' comp cost?
Pricing can vary wildly between businesses. Fill out the form and we will answer your question in 5 minutes.
How much does workers' comp cost?
Pricing can vary wildly between businesses. Fill out the form and we will answer your question in 5 minutes.
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